Texas property tax calculator
Estimate your yearly property tax in any Texas county, and see how much a protest could save you. Typical rates for Dallas, Harris, Tarrant, Travis, Collin, Bexar and more are filled in, and it handles the 10% homestead cap.
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An estimate, not a promise. Your real savings depend on the evidence, your exemptions and your exact tax rate.
How Texas property tax works
Texas has no state income tax, so local governments lean on property tax. Your bill is your appraised value, minus exemptions, times the combined rate of your county, city, school district and any special districts. Totals often run 2% or more, among the highest in the country.
Appraisal districts set a new value every January 1, and notices go out in mid-April. You can protest by May 15, or 30 days after your notice if later (May 17 in 2027). Because rates are high, even a small cut in value adds up. See how to protest your property taxes in Texas.
Texas property tax rates by county
| County | Typical total rate | Tax per $100,000 of value |
|---|---|---|
| Dallas County | ~2.2% | $2,230 a year |
| Harris County | ~2.0–2.2% | $2,100 a year |
| Tarrant County | ~2.1–2.2% | $2,150 a year |
| Travis County | ~2.0–2.1% | $2,050 a year |
| Collin County | ~1.7–1.9% | $1,710 a year |
| Bexar County | ~2.2–2.5% | $2,440 a year |
| Fort Bend County | ~1.8–2.3% | $2,000 a year |
| Denton County | ~1.6–2.0% | $1,900 a year |
| Williamson County | ~1.7–2.0% | $1,770 a year |
| El Paso County | ~2.4–2.7% | $2,600 a year |
| Hidalgo County | ~2.1–2.5% | $2,200 a year |
| Brazoria County | ~1.9–2.5% | $2,180 a year |
| Galveston County | ~1.7–2.3% | $1,950 a year |
| Nueces County | ~2.1–2.3% | $2,210 a year |
Typical totals before exemptions. Your exact rate depends on your city, school district and special districts, and is printed on your tax statement.
Texas property tax questions
How is property tax calculated in Texas?
Your appraised value, minus exemptions, times the combined rate of every local taxing unit: county, city, school district and special districts. Texas has no state property tax. Most totals run about 1.6% to 2.7%, so a $400,000 home at 2.2% pays about $8,800 a year before exemptions.
How much does the homestead exemption save?
If you own and live in the home, the homestead exemption takes $140,000 off its value for school taxes ($200,000 if you're 65 or older or disabled). At a typical school rate of about 1%, that is roughly $1,400 a year. Many cities and counties add their own.
What is the 10% homestead cap?
A homestead's taxable value can rise only 10% a year, even if the market value rises more. Your notice may show a capped (appraised) value lower than the market value. A protest saves money only when the new market value falls below that capped value. Enter it in the calculator to see the real savings.
When is the Texas protest deadline?
May 15, or 30 days after your notice is mailed if that is later. In 2027, May 15 is a Saturday, so the deadline moves to Monday, May 17. Notices usually arrive in mid-April.
Can a Texas protest raise my value?
No. A protest can lower your value or leave it the same, but not raise it.
Do I have to protest every year?
Yes. Texas appraisal districts set values every year, so a reduction applies to one year. Protesting yearly is normal. In Dallas County, 83% of 2026 protests were filed by tax consultants.
What does Recoup Capital charge?
25% of what you save. Nothing if your value doesn't go down.
More: Texas protest guide · Texas homestead exemption · Unequal appraisal protests · California property tax calculator
Not ready yet? Get a reminder.
Texas value notices go out in mid-April, and you get about 30 days to protest. We'll email you the week they arrive, with your deadline. One email, no spam.