Property tax calculator: what would a lower value save you?
Estimate your yearly property tax and how much an appeal could save, using your county's typical tax rate. It works for homes, rentals and commercial property in California and Texas. You don't need to sign up.
State calculators: California · Texas
in lower property taxes
An estimate, not a promise. Your real savings depend on the evidence, your exemptions and your exact tax rate.
How to calculate property tax savings
(current value − lowered value) × total tax rate = yearly savings
Your tax bill is your taxable value times the combined rate of every taxing unit. Lower the value and the bill drops by the same share, so a 10% cut in value is roughly a 10% cut in the tax on that property. Not sure your value is too high? Read how to read your assessment notice and whether an appeal is worth it.
Property tax rates by county
Typical total rates, before exemptions. Your exact rate depends on your city, school district and any special districts.
California California calculator →
| County | Typical total rate | Tax per $100,000 of value |
|---|---|---|
| Los Angeles County | ~1.1–1.3% | $1,190 a year |
| Riverside County | ~1.1–1.25% | $1,165 a year |
| San Diego County | ~1.1–1.25% | $1,187 a year |
| Orange County | ~1.0–1.15% | $1,066 a year |
| San Bernardino County | ~1.1–1.2% | $1,133 a year |
| Santa Clara County | ~1.15–1.3% | $1,205 a year |
| Sacramento County | ~1.1–1.2% | $1,151 a year |
| Alameda County | ~1.15–1.35% | $1,230 a year |
| Contra Costa County | ~1.1–1.2% | $1,153 a year |
Texas Texas calculator →
| County | Typical total rate | Tax per $100,000 of value |
|---|---|---|
| Dallas County | ~2.2% | $2,230 a year |
| Harris County | ~2.0–2.2% | $2,100 a year |
| Tarrant County | ~2.1–2.2% | $2,150 a year |
| Travis County | ~2.0–2.1% | $2,050 a year |
| Collin County | ~1.7–1.9% | $1,710 a year |
| Bexar County | ~2.2–2.5% | $2,440 a year |
| Fort Bend County | ~1.8–2.3% | $2,000 a year |
| Denton County | ~1.6–2.0% | $1,900 a year |
| Williamson County | ~1.7–2.0% | $1,770 a year |
| El Paso County | ~2.4–2.7% | $2,600 a year |
| Hidalgo County | ~2.1–2.5% | $2,200 a year |
| Brazoria County | ~1.9–2.5% | $2,180 a year |
| Galveston County | ~1.7–2.3% | $1,950 a year |
| Nueces County | ~2.1–2.3% | $2,210 a year |
Questions
How do I calculate my property tax?
Multiply your taxable value by your total tax rate. A $600,000 home at a 2.2% rate pays about $13,200 a year before exemptions. Your total rate is every taxing unit added together (county, city, school district and others), and it is printed on your tax bill.
How much can a property tax appeal save?
Savings = (your current value − the lowered value) × your tax rate. Lowering a $600,000 Texas home by 10% at a 2.2% rate saves about $1,320 a year. In California, the same cut at 1.19% saves about $714 a year.
How much can an appeal lower my value?
It depends on the evidence. Many successful appeals lower the value by 5% to 15%. Some lower it by more when the county used wrong details, such as square footage, or missed damage or needed repairs. Some appeals get no reduction at all.
Does the Texas homestead cap change the math?
Yes. A Texas homestead's taxable value can rise only 10% a year. If your notice shows a capped value lower than the market value, a reduction only saves money once the new market value falls below that capped value. Enter the capped value and the calculator handles it.
How long do the savings last?
In Texas, values are set again every year, so you can protest again next year. In California, a Prop 8 decline-in-value reduction lasts until the market recovers, and the assessor reviews it each year.
What does Recoup Capital charge?
30% in California and 25% in Texas, of what you save. Nothing if your value doesn't go down.